car insurance california

Depending on exactly where you live in California you could be paying some of the highest prices for car insurance in the nation. In California the car is King. There are more cars - and more car accidents and more car thefts - in California than anywhere else in the country. So it is vital that California drivers know all of the tricks and secrets for finding the lowest possible price for their car insurance. Fortunately there's one simple little secret that most drivers are unaware of that can save you anywhere from 30 to 40% on the cost of your auto coverage.




Car Insurance in California - How to Get the Lowest Price Possible

Depending on exactly where you live in California you could be paying some of the highest prices for car insurance in the nation. In California the car is King. There are more cars - and more car accidents and more car thefts - in California than anywhere else in the country. So it is vital that California drivers know all of the tricks and secrets for finding the lowest possible price for their car insurance. Fortunately there's one simple little secret that most drivers are unaware of that can save you anywhere from 30 to 40% on the cost of your auto coverage.

In order to get the most savings on monthly premiums as humanly possible, it is important that you understand a little bit less ways to save, as well. Adding these smaller savings together with your huge savings will insure that you pay the least amount possible.

So let's start with something simple. Like paying your premium automatically every month directly from your savings or checking account. Direct payment saves your company the rather substantial expense of mailing you a bill every month. They are only too happy to pass that savings on to you.

Park in a garage at night. A car parked in a garage at night is a lot less likely to be vandalized or broken into or stolen than a car parked on the street or even one parked in a driveway. Your company rewards you for parking in a garage by lowering your premium each and every month.

If you are married you can save quite a bit simply by listing the wife as the primary driver of every vehicle and the husband as the secondary driver. The reason this works is women pay less for their coverage than men do.

Driving less also saves you money. You can save quite a lot on your insurance simply by carpooling to work. There are lots of good reasons for carpooling to work, but cutting your rush hour driving miles in half each month saves you a lot of money on your auto coverage.

Increasing your deductible also reduces your monthly premium. Just be sure you don't increase your deductible past the point at which you can comfortably pay it if you should ever have a claim.

So what's the Number 1 secret for lowering the cost of your auto coverage? As it turns out, number 1 way to save money is also the simplest - buy your policy online!

Online brokers have virtually no overhead. This allows them to sell car insurance at what amounts to wholesale prices. Combine their low overhead with the tremendous competition online and you have the prefect formula for low, low prices.

Buying your policy online means you not only WIN when it comes to saving money, but it also puts YOU in charge for once. No longer is there an agent looking over your shoulder and talking you into buying more than you want, need or can afford. YOU make the decisions. YOU are in charge!

So get online today and see for yourself just how much you can save.

My Recommended Sites:

My #1 Recommendation For Getting The Lowest Price Possible on California Car Insurance
Low-Priced Car Insurance in California

car insurance california